Peer-to-peer lending
Loans from people, not banks.
LendMe will connect borrowers who want a fair rate with lenders who want their money to work. Transparent terms, verified members, no hidden fees. We're putting the finishing touches on the app — leave your email and we'll tell you the moment we launch.
How it works
Two sides, one fair marketplace
For borrowers
Check your rate
Answer a few questions. Checking your rate will use a soft credit pull and won't affect your score.
Get funded by lenders
Your verified listing is matched with individual lenders. Most loans fund within 1–3 business days.
Repay on autopilot
Fixed monthly payments from your linked bank account. Pay early with no penalty.
For lenders
Link your bank
Verify your identity and connect a bank account securely through Plaid in minutes.
Fund loans you choose
Browse vetted borrower listings by grade, term and purpose. Start with as little as $25 per loan.
Receive monthly payouts
Principal and interest arrive as borrowers repay. Reinvest automatically or withdraw anytime.
Security
Built on trusted infrastructure
Bank-level security
256-bit encryption in transit and at rest.
Verified identities
Every member passes KYC checks.
Secure payments
Payments processed by Stripe.
Bank linking
Connections secured via Plaid.
Lending on LendMe involves risk, including loss of principal. Loans are not FDIC insured, and returns are not guaranteed.
FAQ
Questions, answered
Get notified
Be first in line
Leave your details and we'll email you when LendMe launches. No spam, ever.